Paymo pricing (2026): plans, costs and is it worth it?
Let's put real numbers on Paymo and what each plan gets you. As a client work + time tracking tool, Paymo provides a free plan; the breakdown below walks through each paid tier using its current public plans.
An all-in-one for freelancers and small agencies: tasks, time tracking, invoicing and scheduling together. Good news for testing: Paymo includes a free plan, so you can try it before spending anything. Work management for freelancers and small agencies that bundles task management, time tracking, invoicing and resource scheduling in one tool.
Plans & pricing tiers
| Plan | Price (approx.) | What's included |
|---|---|---|
| Free | $0 | 1 user; unlimited time tracking and invoices, limited projects/clients |
| Starter | $5.9/user/mo (annual) | Time tracking and invoicing for freelancers |
| Small Office | $10.9/user/mo (annual) | Gantt charts and resource scheduling |
| Business | $16.9/user/mo (annual) | Full feature set, priority support, onboarding |
Figures are compiled from public plans and independent reviews; treat them as a guide and verify live pricing with the vendor.
Prices verified 2026-06-28 from public vendor pricing. Plans and prices change — always confirm on the vendor's own site. No price here is guaranteed.
What you're paying for
What the paid plans put in your hands with Paymo:
- Task management with List, Board, Gantt and Calendar views
- Integrated time tracking (web, desktop, mobile, automatic tracker)
- Invoicing and online payments
- Resource/team scheduling and workload balancing
- Project budgeting and profitability tracking
Feature availability varies by tier, so cross-check the plan column before settling on one.
Which plan to pick
Paymo is built for freelancers and small agencies that bill time and want invoicing plus project profitability in one tool. That points most buyers to the Starter plan ($5.9/user/mo (annual)) as a starting point, with a step up only when billable time and invoicing forces it.
Is Paymo worth it?
Paid plans run from roughly $5.9 to $16.9 per month (or per seat, depending on the plan). Most buyers focused on freelancers and small agencies land on the entry or mid tier; the jump to a higher plan tends to be about billable time and invoicing rather than core features. Because there is a free plan, you can validate fit before paying anything. On a tight budget, line the cheapest paid plan up against the alternatives first.
Pricing watch-outs
- Free plan is limited to 1 user but includes unlimited time tracking and invoices.
- Annual billing gives ~40% off (about 2 months free).
- Affiliate program (FirstPromoter): 15% recurring on monthly subs, up to 25% in the Partners tier.
Drawn from independent reviews and the vendor's own plan details (see sources below).
Beyond the headline tier, your real cost on Paymo depends on the number of seats or users, which is worth estimating up front before you compare it with anything else.
Pricing FAQ
Does Paymo have a free plan?
Yes — Paymo offers a free plan or free tier, so you can start without paying. Paid tiers add capacity and advanced features.
How much does Paymo cost?
Its cheapest paid plan, Starter, lists at $5.9/user/mo (annual). Paid plans run from roughly $5.9 to $16.9 per month (or per seat, depending on the plan). The exact bill depends on billing cycle and how many seats or how much usage you need.
Is there a cheaper alternative to Paymo?
Other client work + time tracking tools cover the same job at different price points; compare their entry tiers before you decide.
Why does Paymo get more expensive as I grow?
Its pricing scales with usage (seats, contacts or channels), so the headline figure is a starting point; estimate cost at the size you expect to reach, not just today's.
Which Paymo plan should I choose?
For freelancers and small agencies that bill time and want invoicing plus project profitability in one tool, the Starter plan ($5.9/user/mo (annual)) is the usual place to begin; only climb a tier once billable time and invoicing genuinely calls for it.
Sources
We pulled the Paymo pricing and feature details here from these primary and third-party sources: